Terms of Service

Legal

Please read the conditions of use carefully before using this website. These conditions of use will also apply when you use your mobile device browser or other technology to access any content or information that is made available on this website. Teachers Life Insurance Society (Fraternal), herein referred to as Teachers Life, reserves the right to change the terms of use of its site or discontinue them at any time upon notice to you. You should review the conditions of use regularly as they may change at any time. References to “you” or “your” shall mean the person accessing or using this website. Any references to “we”, “us” or “our” shall mean Teachers Life

If you wish to access and use the website, you must accept and agree to be bound by and comply with these terms. If you do not agree to these terms, then you must not access or use the website. All terms will apply in all situations.

Site content

Certain aspects of the website have been prepared by persons independent from Teachers Life. The website does not, and it is not intended to provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

Teachers Life products are available only in jurisdictions where they may be legally offered for sale. All Teachers Life products are subject to the terms and conditions of any applicable laws.

You agree that your use of the website shall be entirely at your risk. Neither Teachers Life, nor any of its affiliated companies, any officer, director, employee, or any other person associated with the creation of the website or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in connection with your use of the website, including without limitation any direct, indirect, special, third party, or consequential damages. Teachers Life will not be responsible for any reliance that you may place upon the website or its contents whatsoever.

The website shall not be used, or relied upon by you, as a substitute for your own research or professional advice that is provided to you by a Teachers Life representative.

Security
While Teachers Life makes every effort to protect your personal information to the extent we are able, you acknowledge and confirm that you are aware that the internet is not secure where privacy can be guaranteed, and that total security and confidentiality over the internet is not currently possible. Your confidential use of the website cannot be guaranteed and you understand that your use of the website may be subject to access by, or disclosure to, other persons. Teachers Life shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy
Information provided by you through our website is used for Teachers Life purposes only in order to service your needs as our customer. Please view our Privacy Statement which is available in a link at the bottom of the website.

Governing laws
The federal laws of Canada shall govern as to the interpretation, validity of this agreement and any use of the website.